
Member Story: Dawn

Dawn was the first CEF member to successfully file her taxes with CEF in 2011 and save her refund towards her goal. Her first goal was to save to move out of the shelter; she reached that goal, and moved into her own apartment last year. Dawn is well on the way to her second goal and now making consistent progress using direct-deposit, but believes “saving during tax season can really take my account to the next level… and fast!”
Dawn recommends, “It’s always beneficial to have something saved up. Spending every penny, you can never get ahead. By saving my refund last year, when I really needed money and was in a crunch throughout the year, I had something I could fall back on.”
Dawn graduated from CEF’s Opportunity Class in June of 2011. She says, “I joined the class because I wanted to be more financially stable… Since the class, I see how I can be more financially independent. I can seethat it’s obtainable. Instead of always being in panic mode, like I have been for years, I’m a little more relaxed. It’s much better to be secure than on panic all the time.”
“I am most proud that I have my own place now. I am truly proud that I am actually heading in the right direction; I’m becoming satisfied with life, and meeting life on life’s terms.” Dawn added that the bonus 10% match she is awarded by CEF when she reaches her savings goals has been a great incentive to keep saving, despite the challenge of saving on a very limited budget.
The moral of the story from Dawn: “Save money, any way you can! [laughing]… As long as it’s legal
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Technology Without Borders and Kramden Institute
Towards the close of Summer 2011, Technology Without Borders (a committee of the Campus Y) and the Kramden Institute came together in a joint partnership with CEF to pilot a new program: the Laptop IDA.Featured Program: Laptop IDA
These days it’s hard to get much done without a computer – they fuel our work, our interactions with the job market, and our communications with those we love, both at home and abroad. Due to the high demand for affordable access to personal computers, CEF – in partnership with the Kramden Institute (http://kramden.org/) and Technology Without Borders (TWB) – launched a new program at the start of the 2011 academic year: the Laptop Individual Development Account (IDA).
Participants in the Laptop IDA have been asked to meet several critical requirements: attending 2 CEF Opportunity Classes, 2 TWB Computer Literacy Classes, and then 2 additional classes from either CEF or TWB; passing a “laptop diagnostic” test that showcased skills learned in TWB classes; and saving $75. This amount made up half the cost of a refurbished laptop graciously provided by the Kramden Institute, a Durham non-profit that works to bridge the digital divide for disadvantaged populations.
Since the program’s inception, 10 CEF Members have “graduated” with their own laptops. These ten laptops have helped send Members to school or back to school, helped with one Member’s kids’ homework, allowed for extra job-searching, and made possible communication with far-away family members. CEF is hoping to see this program continue and expand in the near future and would like to thank all the partners, Members, and Advocates who have helped make the pilot successful!
If you’re interested in the Laptop IDA program, or would like to learn more about CEF in general, feel free to contact us at info@communityempowermentfund.org.
Thrill City Empowers Community
Thrillife is a brand started by UNC student and clothing designer Ryan Cocca in an effort to make “Conscious Streetwear Culture”. Thrill City, the Chapel Hill offshoot of Thrillife, is staying true to its mission as a “launchpad of everything socially positive and creative in Chapel Hill, from concerts to art exhibits to social justice campaigns,” by dedicating 10% of their revenues to the Community Empowerment Fund. That’s a lot of love, and we can’t thank Ryan and Thrill City enough for their support of CEF and the Chapel Hill community. Checkout the insert that ships with all Thrill City merchandise.











