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Meet a CEF Saver: Donna

Meet Donna! CEF Saver Extraordinaire

Meet Donna! CEF Saver Extraordinaire

Donna is an incredibly hard worker with a heart for helping people. She is the mother of two grown children, ages 33 and 30, and a grandmother of two cute young kids. Donna is one of 10 CEF leaders participating in our new Renter’s Savings IDA Program, saving regularly to build an emergency fund and working with advocates to strengthen her overall financial security.

Donna first heard about CEF when she was in the shelter, but didn’t get involved until after she moved out. She came to CEF “just to help me get my finances in order. I’m getting older, so security and future planning are very important to me.”

Donna has been incredibly successful. On March 28th Donna will celebrate four years of sobriety. She has been working full-time at Cruizers for three years and in her apartment for two years. She recently started computer classes, dreaming and visioning for her next career move.

On the savings program, Donna says, “When you’re starting over, it’s hard to know how to live again. The savings plan was a godsend.  I don’t know really how to save because I don’t make a lot of money, so all my money from my two paychecks is really used up. And if I put it in my regular savings that I can take out, then I usually end up having to take it out.

“This gives me an opportunity. If I take $50 out of my savings that is not planned, I owe it back to myself. And you better believe my advocates hold me to it!”

Donna has two savings accounts with CEF – Safe Savings and Renter’s Savings. Here’s how it works for her: “I have things coming up like my renter’s insurance; it’s $130 right off the bat, and I don’t have that just out of a check. So Safe Savings is for that — I save for stuff that I need and take it out when it’s time. The Renter’s Savings account, I don’t take that out for anything. That is going to be for when my car breaks down or I need another vehicle. And I am just not allowed to touch that. It really makes me feel better, knowing that’s there.”

To fully take advantage of her CEF savings accounts, Donna has completely mastered her budget. As Donna says, “I learned that if I don’t stay on track with my budget, I’m lost. I kind of already had a system when I came to CEF, but being in CEF makes me stick to it.” With her CEF advocates, she set up a mint.com account (personal expense tracking website) to monitor her income and expenses. Look at how amazingly she reduced her monthly expenses over time! That big dip in expenses in June? That’s when she started saving in her CEF account.

CEF Budgeting in Action

Our major kudos and thanks to Donna for her perseverance, diligence and dedication – to herself, her community, and her family’s future. Keep up the amazing work!

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How It Works

Mike Wood Holiday Party 2012

How it works is the 1st of a monthly column by our very own ( Member, Alumnus, BBQ Master, CEF Opportunity Class Teacher, Sage of Sayings) Mike Wood.

            Let’s get right to it. I first thought I should tell you the all too familiar tale of mine but thought better of it because how I came to be homeless is far less important than what I was willing to do about it. But it is my life experiences that qualify me to do what it is I attempt to do.

I watched the Academy Awards last night so I would first like to thank all the county jails, the treatment centers, the Community House and a special shout out to Craven and Duplin County Correctional. How cool is it to have a job where you want to highlight all the mistakes you’ve made on your resume.

There are many organizations out there that teach these life style courses but I am not aware of any that provide the follow up and support provided by our advocates.

In most cultures it is the old that teach the young folks how to achieve success within that community. It did not work that way for me. Forty years of drinking and drugging had taught me but one thing. What I was doing was not working. The good news there is that in my acceptance of my utter failure as a human I would become teachable.

The way I see it we have two major goals for this organization. The most obvious is to provide assistance to our members. While the other is to provide an experience for the advocates that is taught in no class room on any campus. I believe that it is one thing to read about the importance of being of service to others while another to actually get out there and do it.

My approach to teaching the curriculum of our Opportunity Class is always centered in trying to make the subjects relevant to their current lives. That is something of a hard sell when you’re trying to tell them the importance of straightening out their credit when they spent last night on the ground.

They’re all adults and as such I try hard not to tell them what they should do but I am never reluctant to tell them what I did. This approach seems to work pretty well and I look forward to a long involvement with this group that has done so much for me.

I could tell you a whole lot more but I will save the rest for future news letters. In closing I would just like to say that sometimes I feel like the luckiest man on the face of this earth. I find it hard to conceive that my redemption could have happened but for my association with CEF and for that I will be eternally grateful.

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Meet the CEF Alumni Advisory Council

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First meeting of the CEF Alumni Advisory Council

We are so excited! The CEF Alumni Advisory Council launched last night with its first official meeting. The convening members of the council met together with student advocates to discuss CEF’s values and vision moving forward, and how alumni can stay engaged and help the programs continue to serve those who follow in their footsteps. As one alumnus said in preparing for the meeting, “you have to give nourishment to something for it to continue to grow.”

The Alumni came up with fantastic ideas that they plan to implement together — everything from rallying friends to paint the office and fix our floors, to  organizing a craft sale to raise money for CEF. Each alumni member also described how he or she specifically wanted to give back to the organization, whether it was volunteering to help advocates, contributing their gifts in skilled trades, or helping with new member outreach. We are so grateful to have such generous alumni, who in the midst of very busy and demanding work and family lives still are willing to give back so meaningfully of their time, talents, and funds.

Stay tuned to hear more from the Alumni Advisory Council. Based on the discussion last night, great things to come!

Wonderful discussion!

Wonderful discussions with CEF Alumni, returning to give advice and volunteer for CEF

 

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Holiday Party Slideshow

Oh my goodness, what a fun holiday party! Thanks to everyone who was able to join us, and if you didn’t make it this year, we missed you and we hope to see you next time!

Fun slideshow…

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Featured Member: Lottye

Lottye is a skilled tailor, an aspiring medical technician, and a joy to be around. We’re so happy for Lottye! She successfully found two jobs with her advocates and then saved to move into her apartment.

Lottye and one of her advocates, Kevin

Lottye  connected with CEF while staying at the women’s shelter and got paired with a stellar team of advocates: Kevin, Sarah and Max. The team worked together to find Lottye employment and housing, and to help her save towards her goals. Sarah and Max have since graduated, but Lottye says, “Oh, I keep up with them! Max, you know he is a jet-setter, so he is traveling the world, and Sarah, she is in Japan teaching English.

“But I’ve still got my Kevin! And I’m getting two new advocates who will be working with me and Kevin — a freshman and a sophomore — so you know I can hang out with them for years!”

Even since Lottye moved into her apartment, she has continued to work with her CEF advocates to reach her goals. She is aiming to gain more full-time employment, go back to school, keep budgeting, and just in general, make her house a home. Her favorite pastime right now? As Lottye says, “I am really enjoying my little place now. It’s so nice to have a place that is just mine.”

Thank you for all your energy, commitment, and dedication, Lottye! We are looking forward to working with you on your next big step.

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Santiago Reaches Savings Goal

Santiago and his advocates celebrating in the CEF office

Our congratulations and affirmations go out to Santiago! Santiago reached his savings goal this past month! Santiago has been by far CEF’s most consistent and diligent Saver, never missing a single weekly deposit in 50 weeks of saving with us. Truly incredible commitment.

Santiago is saving to buy a dairy cow for his family, and he has now reached his goal. Santiago and his advocates celebrated in the office with a cow-shaped cake, creatively made by one of his advocates.

The best part? Santiago will continue to save with CEF, as he is one of our 10 pilot members of the Renter’s Savings IDA Program.

Again, a heartfelt congratulations!

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Finally, Amanda Has a Home

Check out this recent article in the Chapel Hill News, a guest column CEF published to highlight the fantastic and collaborative work we are participating in through the Orange County Partnership to End Homelessness’ 100,000 Homes Task Force.

“How Amanda Got a Home” Read the full article here. 

Excerpt: “Amanda had been homeless for more than 10 years. Only 28 years old, this means she had been homeless for the entirety of her adult life – living with her sister in Houston, a shelter in D.C. and, for the past two years, a tent in the woods of Carrboro.

Amanda signing her new lease!

This past May, Amanda and her two cats moved into their own apartment in Chapel Hill. How? First, Amanda’s own determination and follow-through; second, a symphony of community partners, orchestrated by the Orange County Partnership to End Homelessness’ 100,000 Homes Taskforce.

The story began for me about a year ago when Amanda walked into the office of the Community Empowerment Fund (CEF) on Franklin Street with her very cute little dog, Paso. I can’t remember what brought Amanda up to our office that day, but from then on she became a daily presence at CEF. She began leading our weekly creative writing workshops, helping with outreach, working on her own goals, making savings deposits, and, sometimes, just hanging out on the computer. Through CEF Amanda was paired with two volunteer advocates, Audrey Boyles and Jon Young, who began partnering with her and working one-on-one to help her reach her goals.

Amanda with Audrey, one of her volunteer CEF Advocates

This past January the Partnership to End Homelessness held its annual Point-In-Time count, documenting the number of homeless men, women, and children in Orange County. This year as a part of the 100,000 Homes Campaign, the count included a survey to identify the most medically vulnerable homeless individuals in our community. Based on these surveys, a collaboration of 15 local agencies joined together to create person-specific plans to help the most vulnerable individuals in our community find housing.

Amanda was one of the surveyed individuals and the 100,000 Homes Campaign prioritized her to receive services. A network of community services and organizations came together: A supportive housing voucher through OPC Shelter Plus Care; an affordable apartment through CASA; a security deposit from Housing for New Hope; comprehensive health services through the Center for Excellence in Community Mental Health; vaccinations for her cats through POP; household furniture from a graduating senior at UNC; and one-on-one support from her CEF advocates, as well as her community and church friends. It was stressful; it was mountains of paperwork.

Amanda with Mary Jean, COO at CASA, the affordable housing agency renting Amanda her beautiful apartment

“I kept waiting on the big joke,” says Amanda, “for everything to fall apart.”

On Amanda’s first night in her new apartment she hosted a housewarming party. A family of friends, case-workers, advocates, pastors, jogging-buddies, therapists and community supporters came together to share a meal and celebrate Amanda’s accomplishment. A few of us even brought sleeping bags and stayed with Amanda for her first night, so she would be comfortable sleeping in this new environment – spending her first night in her own bed in over a decade.

Amanda says having her own home means “constant baths, air conditioning, a bed, and a lock. I can lock my door, that’s a very big deal. Oh, and I can cook!”

It’s the things we take for granted. It’s the distance between surviving and living. It’s doors opened for Amanda to continue her education at Durham Tech and become a Nursing Assistant, or to one day open a rescue home for abused and abandoned cats and support them through recovery.”

Read the full article here. 

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Gwen: Building CEF Sisterhood

Gwen Miller, CEF Opportunity Class Teacher. Gwen is a school bus driver full-time in addition to her work at CEF.

Gwen is a motivator, a school bus driver, an educator, and a woman who inspires. After participating in CEF’s classes herself, Gwen now teaches our classes and makes it her personal goal to lift up the spirits and self-confidence of her class participants – the majority of whom are current residents at the women’s shelter. Gwen became homeless when she had to make the choice between paying her rent or paying her youngest son’s college tuition. She chose to invest in her son’s future, and without regret, was homeless for a year while working to get back on her feet.

Gwen brings a prophetic energy and oratory to CEF’s Sunday afternoon classes. Each week, in addition to teaching skills like budgeting, interviewing, and conflict resolution, Gwen introduces a theme to the women. Themes such as “I never give up on…”, “Gratitude,” and “I’ve got this.”

One participant remarked, “This is more of a sisterhood than a class.”

And it’s true! As Gwen puts it, “My goal for the Sunday Opportunity Classes is to lift the women’s spirits up. We have a lot of depression going on there at the shelter, and the women really need a group and a time that can be there to push them up and tell them not to give up. So I want the class to teach them life skills, and basically, survival skills. I enjoy doing this because I have been there and been through it.”

Gwen truly has come full circle. During class a couple months ago, after teaching a two-hour session about how to ace a job interview, Gwen mentioned to the women that just a year ago she was living at the shelter. The jaws of all the new participants dropped, and one exclaimed, “You have got to be kidding me!” It is a humbling experience to see the way the women’s eyes light up, the way they sit up a little bit taller, with the subtle reminder that, “Yes, I can do this. Gwen did this, and so can I.”

Continuing in her personal strides towards long-term success, Gwen is also a pilot participant in our Renter’s Savings IDA Program. We are so thankful for Gwen and her leadership, uplifting and inspiring many women who will follow in her footsteps.

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Member Story : Gerardo and Flor

written by Sarah Cohn

Gerardo and Flor Martinez, natives of Mexico, are long-time Chapel Hill residents. They had already begun growing their small event rental business, Martinez Rental, when they enrolled in the CEF Latino business course in the spring of 2011. I met Gerardo and Flor several months after they had graduated from the program, as they sought to learn more about formalizing their business. The first time I sat down with Gerardo and Flor didn’t go so well. That is, I wasn’t at all prepared to answer Flor’s multitude of legal questions concerning permits, licensing, and taxes. I’m no business expert, and those are the topics that really confuse me most. It was obvious that Flor had done her homework, and that I hadn’t. I knew after that first meeting that working with Gerardo and Flor wasn’t going to be easy – because formalizing a business isn’t easy – but that Martinez Rental was going to be one of the most successful businesses we’ve seen.

I continued meeting with Gerardo and Flor for the next several months. It seemed at each meeting like we weren’t making any progress, as we would come into it with questions and leave with even more questions. What types of licenses are required for an event rental company? Can you operate outside the city that you’re based in? What about special permits? And insurance? And more insurance if you have a moon bounce?! The intricacies of legalizing a business is something I never saw myself being involved with. But there I was, trying to make sense of the Town of Chapel Hill’s Business Management website and calling the Secretary of State’s office with what seemed like an endless list of questions.

Gerardo’s hard work and Flor’s inquisitive attitude impressed me and inspired me to work through these problems with them. Actually, it really overwhelmed me at first, but as I continued working with the couple I learned a lot from them. I learned a little something about business, sure, but what I really admired was their persistence and dedication.

Martinez Rental is now formalized and growing steadily. Now that I understand a little more about what it takes to run a business, I call that a huge success. I’m proud to have been a small part of Gerardo and Flor’s story, and I can only hope that CEF made as much of an impression on them as they did on me.

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Bundles-O-Love


Coat and Blanket Drive: It’s almost that cold cold time of year again. Help out the community by donating.

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