Micro-Loans

Borrow With Us

CEF Micro-Loans are targeted towards investments in small business, employment, or housing transitions. CEF loans are interest-free and individually-negotiated. Our loans emphasize small weekly or bi-weekly repayments, and incorporate even larger opportunities for repeat borrowers. In order to become eligible for a CEF loan you must first participate in either the savings program or the business training.

How do I apply?

Step 1: Attend a Small Business Training or Opportunity Class.
Step 2: Graduate, and for a business loan, complete the full CEF Business Plan.
Step 3: Meet with a CEF Advocate to review your plan and complete a loan application.

For more information about CEF Micro-Loans please contact loan@communityempowermentfund.org or call us at (919) 200-0233.